Trust a company that sees you as family

Clean up your past

We work directly with the credit bureaus and your creditors to challenge the negative errors that affect your score.

Track your progress

Easy access to your account 24/7 for live status updates on improvements on your credit reports and scores. App available now.

Change your future

We’ll maximize your score so you can achieve your goals and learn how to maintain your awesome credit long after our work is done

We guarantee our work

Our services are backed by a 90 day Money back guarantee and the option to cancel your  monthly services anytime. 

What we do
How we do it
Step 1

Immediately at signup, we pull all 3 bureau credit reports, which only cost you $1 at sign-up. We review and send you a detailed analysis, action plan and quote for services.

Step 2

We take the necessary steps to repair your credit. Not only do we challenge negative errors impacting your report, we interact directly with credit companies & credit bureaus on your behalf. Additionally, we educate while we build so you don't only get good credit, you keep it.

Step 3

Admire your score changes. You will be provided with access to secure client portal and app to track and monitor your progress. 

get started today with our EASY ENROLLMENT process

Congratulations on taking the first step to improving your personal credit and overall financial future! We are committed to exceeding your expectations. Ger started today by completing two easy steps!


Order credit reports

Obtain & Maintain (as REQUIRED) an online tri-merged credit monitoring subscription from one of our PREFERRED sites by clicking the links below. 


Send us your info

Send us the login information you just created within IdentityIQ or My Free Score Now so we can login to review your report. If you select IdentityIQ please include the last 4 digits of your social in the email. 

That's it! be on the lookout for an email from our team to get you started on the path to excellent credit.

What You Get

Mobile app to track progress 24/7 from you phone

Personal client portal with 24/7 access.

Monthly score tracking and detailed credit analysis

Credit education and resources accessible via mobile device

Partnerships with loan officers, car dealerships and real estate agents at the end of the process to make your goals a reality.

What does it cost

Our service is month-to-month and you may cancel anytime. As services are billed in arrears, you will be charged a final payment after cancellation since billing occurs for services already performed.

Derogatory account* does not mean derogatory mark. A client with 1 collection with ABC company on TransUnion, Equifax and Experian has only 1 derogatory account but 3 deragatory marks. We scale by accounts, not marks. 


1-5 derogatory accounts


6-10 derogatory accounts


11+ derogatory accounts

  • Detailed Score & Credit report Analysis – informational booklet provided to client on full credit profile, 

  • Ongoing Credit Bureau Challenges and follow-ups (Transunion, Equifax and Experian), up to 4 new account disputes per month and unlimited required follow-ups as deemed necessary

  • Direct Creditor interventions & negotiations on client behalf

  • Cease & Desist Letters

  • Client Web Access Portal with real-time updates

  • Free Mobile App to check your progress at each step of the way, available in both Google Play and IOS store.

  • Tips & educational resources loaded to client web portal on how to maintain good credit,

  • Personal Finance Tools via client portal & app

  • VIP Access to our Premier Partners (Car dealers, Real Estate Agents, lenders and more)

  • Weekly credit tips and motivation deployed via mobile app directly from our owner

Initial Work Fee - A one-time fee of $199 will be charged 1 to 2 days after signing up for our service which will cover work initially completed. You are not billed until we have completed the first services. These first services includes but not limited to the first set of customer dispute letters for background clean-up, credit analysis booklet and educational materials, client portal set up, review of open accounts and more. The monthly fee begins 30 days after the initial work fee is paid.

Credit Repair Services

Client Login

Do-it-Yourself Credit Repair

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Client Success


Understanding your Score

Color Me Pink

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